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Find Your Perfect Loan Solution

At Harvest Financial Associates, we specialize in providing tailored loan solutions for real estate investors and business owners. Whether you're self-employed, a first-time homebuyer, or an experienced investor, our wide array of loan products—ranging from bank statement loans and DSCR loans to asset qualification and foreign national financing—ensures that you’ll find the right option for your unique situation.

Explore our services and let us help you achieve your financial goals with efficient and reliable financing.

Financing Solutions for Every Investor

Form 1099

This financing option uses your 1099 income to determine loan eligibility, offering a flexible alternative for self-employed individuals or contractors.

Asset Qualification

Leverage your assets to qualify for a loan, even without traditional income documentation, unlocking new opportunities for funding.

Non-Warrantable Condos

Secure financing for condos that don't meet traditional requirements, providing a solution for properties with unique characteristics.

At Harvest Financial Associates, we are committed to helping real estate investors and small business owners access the funding they need to succeed. Since 2016, our team has been providing tailored, flexible financing solutions for borrowers who don’t meet the traditional banking criteria. Whether you are an independent investor, self-employed entrepreneur, or a first-time homebuyer, we specialize in offering commercial loan products tha...

We specialize in providing innovative, flexible loan solutions to real estate investors and small business owners. We offer a wide range of financing options that are designed to meet the unique needs of borrowers who may not qualify for traditional bank loans. Whether you’re an entrepreneur, a self-employed professional, or a seasoned investor, our services are tailored to help you access the funds you need quickly and efficiently. We un...

Our business was founded in 2016 with a vision to provide accessible, flexible loan options for real estate investors and small business owners. After recognizing the challenges that borrowers face when they don’t meet traditional banking criteria, we set out to create a new kind of financing solution—one that values assets and potential over rigid income verification. Over the years, we have helped countless clients secure the funding th...

Get to Know Our Founder

We are committed to providing exceptional service and tailored financing solutions for every client. Our founder's vision has always been to offer personalized, flexible loan products designed to meet the diverse needs of real estate investors and small business owners. With years of expertise in commercial lending, the owner has built a reputation for reliability and integrity, ensuring that every client receives the support and guidance they deserve.

Get to know the person behind our success and discover how their experience can help you achieve your financial goals.