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Debt Service Coverage (5-8 Unit Residential)

Debt Service Coverage (5-8 Unit Residential)

For investors seeking to finance 5-8 unit residential properties, our DSCR Loan offers the perfect blend of flexibility and opportunity. No need for management experience—just the income your property generates and a clear path to secure funding.

  • Property Types: Multiple property types allowed, including vacant properties. No management experience needed.
  • Examples:
  • LTV 75% || Minimum FICO 660 || Maximum Cash-Out 70% || Maximum Loan Amount $2.5 million
  • DSCR 1.1 || LTV 75% || Vacant Properties Allowed
  • DSCR 1 to 1.2 || LTV 80% || Vacant Properties Allowed
  • Commercial Square Footage: Max 50% of the property can be commercial space.
  • Building Structure: The property must be at least two stories.
  • First-Time Homebuyers: Allowed
  • Business Purpose: No need to be licensed in the state of origination

Investing in multi-unit properties can be a game-changer for building wealth. With our DSCR Loan for 5-8 Unit Residential Properties, you can access the funds you need quickly and easily, without the hurdles of traditional loans. Whether you’re expanding an existing portfolio or diving into new opportunities, we make it simple to grow your real estate business.

Take the First Step Today

At Harvest Financial Associates, we’re dedicated to helping you unlock new opportunities with tailored financing solutions. Contact us today to book your free consultation and take the first step toward turning your real estate dreams into reality. Let us help you secure the funding you need!